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CFOZone Experts

Opinions and views from expert CFOZone members.

Tag >> retailers
Nov 17

Warding off supply chain disruptions this holiday season

Posted by annearf in supply chainsuppliersRiskretailersenterprise risk management


Business disruptions from faulty supply chains are rampant, as my colleague Denise Bedell recently noted . Companies experience an average of five disruptions a year, according to a study from the Business Continuity Institute. 

In the retail sector, those problems are especially high, an average of 10 per year. And the holiday season only serves to highlight that situation , along with the need for companies to do something about it, according to Linda Conrad, director of strategic business risk and global relationship leader with Zurich Global Corporate, a division of Zurich Financial Services. 

Oct 14

Card interchange fees in the cross hairs

Posted by dbedell in small businessretailersInterchange feesDodd Frank Actcompliancecard processing


Minnesotan bank TCF has taken up against changes under the Dodd-Frank Act that will affect interchange fees for debit and pre-paid card processing fees. In fact, the bank has filed a suit against the Federal Reserve Board over the amendments made to the Act that cover interchange fees.

The amendments—known collectively as the Durbin Amendment for Senator Richard Durbin (Ill), who introduced them—mandate the Fed to analyze and regulate the fees that card networks can charge to retail companies for processing debit and pre-paid card transactions. It requires the regulator to ensure the fee structure is “reasonable and proportional” to the processing costs.

Jun 17

Bank of Wal-Mart

Posted by dbedell in Wal-Martretailersprepaid cardsDealsCanadian banking sectorbanking licenseBanking


Wal-Mart is finally moving into the financial services business.

The discounting giant, whose efforts to get a bank license in the United States have repeatedly been thwarted since 1999, may have found a roundabout way to beat the opposition and get its hands on a banking asset – by buying a stake in financial services company Green Dot, which in turn has a stake in a small bank.

Mar 09

Bad results? Don’t blame it on the snow

Posted by mcole in weatherunemploymentsalesRiskretailers


Winter may be almost over, but companies are still suffering from it or, at least, using it as an excuse for disappointing results.

Fast-food chain Burger King said it expects lower third-quarter revenue as bad weather impacted comparable store sales in the US and Canada. The company said the weather accounted for more than a third of an 8.2 percent decline in same store sales there in the last two months. Ruby Tuesday also blamed bad weather for poor sales.

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